Karl Heideck Discusses Wells Fargo Lending Practices

Philadelphia attorney Karl Heideck has been called upon to explain a lawsuit filed by the city of Philadelphia against Wells Fargo bank. At the heart of the lawsuit is a contention that Wells Fargo is engaging in practices that violate the Fair Housing Act of 1968.

The city of Philadelphia contends that Wells Fargo is engaging in unfair lending practices that impact minorities. Specifically, the bank is only making available high-interest rate, high-risk home mortgage loans to minority borrowers. This is occurring even though these individuals fully quality for more favorable traditional home mortgage loans.

The alleged conduct by the bank is akin to what historically has been called redlining. Redlining is a practice by some banks that started in the 1930s. Banks literally would draw redlines around certain neighborhoods. These institutions would refuse to lend money for home purchases in these neighborhoods. These were neighborhoods with minority populations.

The lawsuit involving the City of Philadelphia represents only the latest in a series of controversies surrounding this large bank. Last year, Wells Fargo made headlines when its employees were found to be setting up fake accounts, using actual customer information. The bank’s employees were engaging in this inappropriate conduct to meet sales quotas established by the institution.

Karl Heideck has been practicing law in Philadelphia, and throughout Pennsylvania, for over a decade. He obtained his law degree from Temple University. Before attending law school, Heideck graduated from Swarthmore College, with a degree in English language and literature.

Heideck is a skilled litigation attorney. He also practices in the commercial, products liability, and employment law arenas. Karl Heideck provides representation to clients in the areas of regulatory compliance and risk management as well. He has established a solid reputation for his abilities in legal research and writing. These are crucial skills for an attorney, including a litigation lawyer.

For more information about Karl Heideck, just click here.

The Role of Lacey and Larkin Frontera Fund in Civil, Human, and Migrants Right Advocacy

Civil, human, and migrant rights advocacy have helped thousands of the disadvantaged persons who may not have a chance to voice out their problems. Both national and international groups play an active role in fighting for human rights through the creation of systems, raising awareness, encouraging tolerance, and helping people in realizing their rights. Read more: Jim Larkin | Twitter

The international migrants’ rights advocacy has been weaker in the past compared to the other advocacy issues. However, the migrants’ rights advocacy in the United States is on the rise after issuance of new deportation rules, which sought to arrest and deport any irregular immigrants in the country.

Understanding Human Rights Advocacy

The sudden increase in the incidences targeting refugees and migrants in the country brings out renewed energy from the human rights advocates. The advocates seek to uphold the migrants’ rights and provide t services that they require such as legal guidance or provision of basic needs.

The government has an obligation to protect the universal human rights of the refugees and migrants. However, most states have shown their inability to fulfill these obligations resulting to the involvement of human rights defenders in filling the gaps and defending the human rights.

Lacey and Larkin Frontera Fund

In the past, the human rights advocates have held the government responsible for the human rights violations and helped in transforming the legal systems in response to the violence against the vulnerable groups. One such incident happened in Arizona on October 8, 2007, where the Maricopa County Sheriff Joe Arpaio arrested Michael Lacey and Jim Larkin.

The two co-founders of Phoenix New Times and Village Voice Media had revealed the existence of grand jury proceedings covering the County Sheriff. The release of the New Times story online saw the jailing of the two journalists by the lawman.

However, Larkin and Lacey sued the county and prevailed in the case resulting in a $3.75 million settlement. The two journalists who have spent their career life defending their human rights used the income to launch The Lacey and Larkin Frontera Fund aimed at supporting the civic, human, and migrant rights. They also have interests in promoting the freedom of speech and public participation in Arizona State.


Various national and international groups usually fund and support the human, civic and migrants’ rights in the country. The human rights advocates works have seen the restoration of legal protections for the vulnerable groups and promoted awareness among them.

This has helped in reducing the prevalence of the hostility among the women, immigrants, or children.

Learn more about Jim Larkin and Michael Lacey:



How Richard Blair Can Help You With Financial Planning

Richard Blair is currently offering financial services that are currently offering its clients opportunities to protect, grow, and manage the assets that they own. Clients are finding resourceful advisers and partners in the company’s founder of Richard Blair. Richard Blair is qualified and experienced with a vast array of certifications, including CES, RICP, CFS, and CAS. Wealth Solutions is an advisory firm that is specializing in investment and financial planning. It’s based in the capitol city of Austin, TX and is operating as an RIA firm.


Blair is operating his business under the belief that everyone needs solid plans to provide themselves with opportunities of achieving their financial goals. He is aiming to arm the capitol city of Texas by offering retirement planning and wealth management services to anyone who seeks the services that he provides.


Richard Blair of Wealth Solutions is following a comprehensive approach with three pillars. It allows firms to discover clients’ financial circumstances rather quickly, as well as their needs of retirement planning. It’s easy to develop holistic plans that are customized for every client on an individual basis.


Pillar one is designed specifically to assist clients with building their financial road maps. It consists of identifying the strengths, risk tolerance, goals, and growth opportunities that they have. By having a clear understanding of where clients are coming from, it’s very easy to assist them with forging great road maps of financial planning to follow.


Pillar two is utilized to develop strategies that are based on long-term planning. They specifically meet investment needs of each client. It’s specifically tailored to each client’s needs of liquidity and goals of investments. Richard is currently in the midst of reallocating and managing assets so that he’s capable of achieving maximum levels of performance for each client’s portfolios for when markets are suitable, while simultaneously reducing impacts that occur to clients’ investments during periods of negativity in the markets.


The third pillar consists of determining clients’ goal while establishing strategies that will achieve them. Richard Blair ensures that insurance needs are met. This includes life insurance, long-term care, and annuities.


Blair’s decision offers advice and financial services to small businesses, individuals, and families, as it was largely influenced by the teaching background of his family. His mother and grandmother both taught and he was able to witness how teaching had impacts of developing their confidence while simultaneously increasing their knowledge. Together with his interest in finance, Blair had started his company in the year of 1994 so that he could successfully serve clients in the capitol city of Texas. His firm is continuing to provide objective and unbiased advice to every client without any conflicts of interest. He’s gained immeasurable skills and knowledge that are allowing him to impact financial advice and knowledge to clients who are enabling them to potentially take part in developing their investments while meeting their needs of retirement.Learn more : https://www.brightscope.com/financial-planning/advisor/218993/Richard-Dwayne-Blair/








Sam Tabar: The Man with a Knack for Investing and Leadership

Sam Tabar is a legal and financial professional based in New York City. Sam attended the University of Oxford where he graduated with a Bachelor of Arts degree with honors. Sam proceeded to join Columbia Law School where he pursued a Master’s degree in Law. He acted as the associate editor of the Columbia Business Law Journal while he was a graduate student.

Tabar started his career at Skadden, Arps, Slater, Meagher & Flom LLP after being admitted to the bar in 2003. He consulted hedge funds while at the firm and advised on several matters such as side letter, compliance, agreements, and hedge fund formation and structure. Sam entered the financial sector in 2004 when he joined PMA Investment Advisors as a managing director. He was influential in the creation of hundreds of investor introductions and in aiding it to raise a billion dollars from investors.

Sam worked at the company until 2010 when he joined Bank of America Merrill Lynch as the head of capital strategy of the Asia region. He is credited with growing the firm’s rolodex to include more than a thousand investors.

He returned to the legal sector for a brief stint in 2013 after working in the financial industry for many years. Sam Tabar was hired as a senior associate at Schulte Roth & Zabel LLP. His role comprised of working with the hedge fund clients that the firm retained until he left in the next year.

According to Bloomberg, Sam Tabar was appointed the chief operation officer of the FullCycle Energy Fund in December 2015. His role as the COO is to oversee the fund management strategy of the company. The fund was started in 2013. It invests in projects that recycle waste and convert it into clean energy.

He was appointed the chief financial officer of Awearable Apparel last November. He is also a venture capitalist and was an early investor in Tribute, Verboten, and Thinx. Thinx empowers women around the world through its unique hygiene products. Tabar is active on social media. He often posts pictures of his travels.

Learn more about Sam Tabar: http://bitsylink.com/2016/12/10/an-in-depth-profile-of-sam-tabar-and-the-fullcycle-energy-fund/

Fabletics Offers Clothes Off Their Site for the First Time Ever

Since the beginning of the company, the only place that people were able to purchase their Fabletics outfits from was the Fabletics site. This was great for the company but it did not allow them to reach their full potential. They wanted to be able to offer more and to do more for the customers that they had. For that reason, they set out to make sure that they were reaching all of the customers possible. They wanted to join a new platform where they would be able to show off the opportunities that they have to people who do not visit their site.


The most logical option that they could come up with was to join Amazon. They would offer their clothing options and the outfits that they create on the Amazon platform. This was something that made a lot of sense to them and gave them the options that they needed to be able to have while they were doing more with their company. It was also something that allowed them the chance to be able to reach more people. They would be able to have more customers and would also be able to show them that they could do more for them. Amazon allows them to offer quicker shipping options than what they had in the past.


Because of the reverse showroom style of selling that Fabletics uses, they are only able to offer people a few outfits to choose from. This is great because it allows women to not feel overwhelmed when they are looking for the perfect outfit that they can have for working out. It is something that they will need to make sure that they are continuing to do while they are selling on Amazon and that they don’t offer too much so that people start to get overwhelmed.


One of the things that women should still do no matter where they are shopping from is take the style quiz. The quiz will allow women to choose between the options that they have and will give them all of the chances that they can have when it comes to the different things that they need to do. It is the best way to ensure that you are getting a great outfit that will work well for you. The style quiz is an essential part of any type of Fabletics outfit that you are buying.

Leading Charity Organizations Supported by Betsy DeVos and the Husband, Dick

Betsy DeVos assumed her new post as the United States of Education becoming the 11th person to ever hold occupy the office. Betsy is an iron-willed lady who’s spent most of her adult life fighting the course of others, notably, children from poor backgrounds. Her strong affiliation with the Republican Party in the US and her passion for introducing reforms in the private school programs in the nation must have played an integral role in her selection to the top cabinet slot. She, and the husband, Dick DeVos, get most of the credit for the massive overhaul of the Michigan educational system in the nineties. Check this related article from nypost.com.

Iron-Willed Reformer

The mother of four and grandmother to five came into this world on the 8th January 1958 in Holland, North Michigan. Currently, she’s worth an estimated $5.6B in Forbes Magazine as of March this year. She started formal schooling at the elite private school called Holland Christian High School before proceeding to the equally upscale Calvin College in Grand Rapids the posh Holland neighborhood in Holland. The parents were remarkably well off and she lacked nothing growing up.

Betsy DeVos Lifetime Contributions to Charity

If Betsy wanted, she could have chosen to retreat to the private billionaire cocoon and live out a wonderful and stress-free jet-setting and yacht cruising lifestyle. But that’s not her personality: This woman has a huge heart of using her great wealth and influence to make a real positive change in the lives of the middle class and poor people in any society. As of today, the power couple, the Devos siblings and their parents have dished away a whopping $130+M in the last twenty years. Here are some of the organizations which received sizable contributions directly from the philanthropy kitty of Betsy DeVos in the last three years according to Round Table Philanthropy:

  • Loudspeaker Media Inc.
  • The Partnership for Educational Justice
  • Success Academy Charter Schools Org
  • GREAAT Schools Inc.,
  • Potter’s House Private School
  • Alliance for School Choice
  • Foundation for Excellence in Education
  • Institute for Justice
  • The School of Missionary Aviation Technology
  • The Rollins and the Calvin College
  • Boy Scouts of America
  • Xprize Foundation

About Betsy DeVos

Today, Betsy Devos spends a lot of time running the day to day affairs of her tech startup, Windquest Group. This company specializes in innovation in industry through tech and above all else, it strives to be a leading clean energy solution provider in the future. The company has survived and in fact thrived over the close to thirty years, it has been operation. The DeVoses are famous for their love of the performing arts. Moving ahead, the couple hopes to step up their efforts to change the American educational system and make it competitive again on a global scale.

Know more: http://www.cleveland.com/opinion/index.ssf/2017/04/i_support_all_schools_that_put.html

Basics Surrounding Oncotarget and Therapy

Most of us know oncotarget as a global, peer-reviewed journal whose popularity has continued to rise. The reviewers primarily focus their endeavors on all cancer types. Lately, oncotraget’s reputation has grown significantly due to their influence. They have been doing several peer-reviews that are not only constructive but also insightful and punctual. Such information helps the researchers a lot in recommending treatment protocols to employ in improving management of cancer patients. At the same time, the journal addresses the effect of managing programs as well as new relaxing agents to enhance the quality of life. As well, the journal extensively explores the proof of new and existing treatments, so as to improve the outcomes with ease. Read more about Mikhail at LinkedIn

Some of the Basics Addressed by Cancer Researchers

So far, the first prescription for cancer is chemo and radiotherapies, which most people struggle with. For some severe cancer cases like pancreatic, the forecast happens to be grimmer. According to the information published on oncotarget, some proteins have been discovered, which could be used for eradication of the duplicating cancer cells. They are still on the ground to ensure that the mechanism they discovered unleashes during mitosis. Should that succeed, it will be suitable for the treatment of aggressive cancer cases that are not instigated by traditional chemo.

According to the specialists, during the mitosis of cancer cells, they discovered a particular mechanism beset by Phenanthridine derivatives that they tested. Either way, they are working towards finding a way through which they catalyze the proliferation of cancer cells. When they are proliferated speedily, they tend to die even faster. Identification of the mechanism and its essence in the treatment of cancer opens an alleyway for the eradication of the rapidly developing tumors, without causing damage to the body tissues.


It is fortunate that health specialists are working behind the scenes to discover effective ways of killing cancer cells. Mikhail is also a renowned specialist with a particular interest in the cancer initiative. He is known for his prowess in research as well as editing the oncotargets. In his endeavors, Mikhail Blagosklonny seeks to find permanent solutions for the life-threatening condition. They are a power-packed team ready to pursue their goals to the end. Visit ResearchGate.Net to learn more about Mikhail’s latest work.

George Soros Symbolic Aid to Improve Immigrants Lives through his Philanthropic Funds Drive

Hedge fund expert billionaire George Soros announced his donation of $500 million of his NGO money to be invested in job opportunities for refugees and migrants, particularly those entering Europe. George Soros’ publication came as United Nations assembled for a General summit in New York. The global forum hosted invited World State Leaders to talk about solutions for how the world is largest refugee crisis since World War II. Soros pledged in the wall street journal, to invest in existing companies, startups, and social initiatives started by migrants. Soros wrote. He also planned to migrants arriving in Europe, as well as looking for sound business ideas that will promote migrants globally. Learn more on snopes.com about George.

Charity Works and History

Soros, 86, is an immigrant. He fled from his native country, Hungary in 1946 in his youth and started a new life in Britain working as a waiter and a railway porter. Soros later saved up enough money and enrolled in the Economics School in London. Soros later migrated to New York and found a job on Wall Street. Afterward in 1969, he set up an investment company, Quantum Fund, with capital worth $12 million. Presently, according to Forbes Magazine, George Soros’ is worth an estimated $24.9 billion.

George Soros plans to donate nearly half of his wealth in his lifetime from his Society Foundations. His latest donation geared towards refugee settlement will be managed and run by his charity organization and will comprise invested funds as opposed to grants. He expressed his beliefs and plans citing “They are expected to be successful—since I desire to demonstrate the benefits of personal capital in helping migrants—and all proceeds will support the Open Society Foundations projects, together with other projects that help refugees,” Soros wrote.

In the past, George Soros has contributed donations to programs in support of refugees such as the Global Migration Policy Institution, and the National Immigration Law Center. During the campaign period, Soros criticized Republican Presidential candidate Donald Trump due to his negative immigrant remarks. Early last year, Soros pledged a whopping $5 million through Immigrant Voters Win PAC, aimed at mobilizing the Hispanic and Latino community against voting for the Republicans.

Politico News on George Soros

Republican operatives tried once more to connect the unknown protest group Indivisible to George Soros, posting video they claimed tied the faction to the generous philanthropic donor. The Need to Know Network, a controversial news website connected to the conservative PAC America Rising, released a video of indivisible executive members Leah Greenberg and Ezra Levin in attendance at the spring donor Democracy Alliance meeting, a liberal donors’ club where Soros is a prominent member. Levin, Indivisible’s director, clarified in an interview that they had not received funding from Soros or his Foundation. He blamed Senate House Vote delays on people reaching out to congressional representatives privately to repeal House motions.

Read this story at Politico about George Soros.

Inspiring Information About Scottsdale’s Tech Figure, Jason Hope

Jason Hope is an amazingly energetic technological personality with adequate knowledge about the said field. From the skills he has garnered so far, he can predict what the future holds for technology.

From the prevailing trends, Hope predicts that the power of the Internet of Things (#IoT) might be a critical tool particularly in enhancing technology, considering that independent gadgets are becoming interconnected.

Ways Through Which Jason Brings Ideas to Life

Mr. Jason Hope believes in taking some time to do a feasibility study and implementing the ideas with all simplicity. He also considers sharing his ideas with like-minded people so as to get feedback on the viability. Envisioning greater longstanding meaning of all his ideas also plays a critical role in the same. On a typical day, Jason will read through his emails as well as his social media platforms. It helps him keep up with his customers, although from time to time he takes breaks so as to remain active.

Follow Jason Hope on LinkedIn.

An Overview of Jason Hope’s Charitable Activities

Jason believes in supporting foundations that positively influence the human race. SENS Foundation is one of those where he bankrolls his finances. The organization aims at rejuvenating biotechnologies that address age-related conditions.


Recently Jason Hope donated $500,000 to SENS Foundation in support of their activities. He is also passionate about supporting scholars, especially those pursuing high-tech projects. In most cases, he offers to jumpstart such projects that might have failed to get off the ground due to financial constraints.

Dick DeVos’s Extensive Business History And $139 Million In Philanthropy

Dick DeVos is a leading entrepreneur from Michigan where he currently runs The Windquest Group. The Windquest Group invests in businesses in the alternative energy, home supplies and venture capital sectors. Recently DeVos appointed Phil Dolcey to be CEO of a Windquest Group subsidiary, The Stowe Company. The Windquest Group has also acquired Coppercraft Distillery, a Holland brewing company that’s won several awards for great tasting beer. But Dick DeVos is also a large donor to philanthropic groups in the Grand Rapids area, and it’s often been a mystery as to just how much he has given. Due to his wife Betsy’s nomination to US Secretary of Education, he finally disclosed that over their lifetime their foundation has given around $139 million.


Dick DeVos actually started out at Amway Corporation, a company that his father Richard DeVos Sr. ran for a long time. Dick completed his bachelor’s degree and later his master’s and doctorates at Northwood University and after doing so served in various managerial capacities at Amway. At age 29 he became a vice president and through his leadership Amway started opening offices overseas in untapped foreign markets. Dick became CEO of the entire company when Richard DeVos Sr. stepped down in 1993 and maximized the company sales in the billions of dollars, making around $4.5 billion in his last year alone. Dick DeVos stepped down in 2002 to concentrate on growing The Windquest Group.


Dick and Betsy have been huge proponents of education reform and school of choice policies. To help underprivileged children attend private schools they started up scholarship programs through the Education Freedom Fund and Children First America. They’ve also helped charter schools get started and grow throughout the state, including founding their own at the Gerald Ford Airport known as the West Michigan Aviation Academy.


Dick’s philanthropy has also been given to building up downtown Grand Rapids, including his time on the board of Grand Action Committee that saw many new buildings constructed and a more vibrant downtown as a result. He and Betsy also support many children’s hospitals and in 2006 he won the Spectrum Health Foundation’s Art of Giving award. Dick DeVos also supports artistic programs such as ArtPrize and the Kennedy Center’s art institute, a project that he gave over $20 million to complete and had renamed in his honor.


Dick and Betsy have been very politically active within the Michigan Republican Party, and Betsy even served as chairperson for several years. Dick ran in the 2006 gubernatorial race against Jennifer Granholm hoping to win on conservative economic principles, but he came up short in part because his debate performance wasn’t quite strong enough. He did help legislators pass a right-to-work law in 2012.